Retirement Is More Than a Financial Decision
You've spent decades planning for retirement financially. But very few people prepare for what comes next. For years your calendar was filled with meetings, responsibilities, and routines. Then one day, the schedule disappears — and you find yourself with:
- Too much unstructured time
- A loss of identity
- Less social connection
- Difficulty creating new routines
- A lingering feeling that something is missing
Retirement isn't just a financial transition. It's a psychological one that requires intention and a system that enables you to thrive in this new phase of life.
Don't Just Retire.
Design the Next Chapter
of Your Life.
A 6-Week Group Coaching Program with Psychologist Dr. Carol Perlman
Next Group Starts September 14, 2026
Group coaching calls: Thursdays at 9:00 AM EST
September 17 and 24, October 1, 8, 15 and 22
Retirement isn't simply the end of a career — it's the beginning of an entirely new phase of life. Over six weeks, you'll complete a workbook with self-paced daily assignments (just 10–15 minutes a day) and meet once a week with your group on Zoom to build purpose, healthy habits, and meaningful relationships into your everyday routine.
The Quiet Part No One Talks About
You've reorganized the same drawer twice this month — not because it needed it, but because you needed something to do.
You say "I'm fine" more often than you mean it. You planned for this financially. You didn't plan for the version of you that quietly misses having somewhere to be.
Imagine Waking Up Excited About Your Day Again
Instead of wondering what you'll do today, you already have a life you're excited to live — because every day has a plan that addresses what matters most to you.
Why Most Retirement Advice Falls Short
Knowing you can retire isn't the same as knowing how to thrive once you get there.
- Finances
- Investments
- Medicare
- Taxes
- Estate planning
- How to translate your values into daily habits
- How to build a life you're excited to live
- A method for creating a daily structure that sets you up to thrive
There's a Different Way to Retire
Thriving in Retirement isn't another idea you read and forget. It's a structured six-week experience that turns insight into daily action — pairing a guided workbook with a weekly group coaching call, so you don't just understand what an intentional retirement looks like. You build one.
Who This Program Is For
Six Pillars of an Intentional Retirement
Health & Wellness
Create habits that support physical and emotional health.
Purposeful Productivity
Establish a plan for reasonable daily accomplishments.
Relationships & Connection
Strengthen friendships, family relationships, and community.
Meaningful Activities
Contribute your gifts and continue growing.
Joy & Recreation
Make space for creativity, curiosity, hobbies, and travel.
Healthy Money Mindset
Develop confidence and peace around your financial decisions.
Ready to design your next chapter?
A Six-Week Path to an Intentional Retirement
Each week pairs a short self-paced assignment (10–15 minutes a day) with a live group coaching call on Zoom.
- Daily assignment: identify your core values
- Workbook: reflection worksheets
- Group call: share your personal vision statement
- Daily assignment: complete a time-use audit
- Workbook: the daily planning system
- Group call: build your balanced weekly template
- Daily assignment: CBT-based mindset tools
- Workbook: habit-building strategies
- Group call: problem solve obstacles
- Daily assignment: strengthening friendships & family ties
- Workbook: finding meaningful activities
- Group call: community & connection strategies
- Daily assignment: values-based money reflection
- Workbook: healthy money mindset exercises
- Group call: aligning spending with what matters most
- Daily assignment: monthly review process
- Workbook: a framework you can use for years
- Group call: closing session & next steps
Prefer to Go at Your Own Pace?
If a weekly group call doesn't fit your schedule, you can complete the same six-week workbook and daily assignments entirely on your own — no live calls required.
Everything You Need to Get Started
(10–15 minutes a day)
Meet Dr. Carol Perlman
For more than 25 years I've helped people navigate major life transitions, specializing in Cognitive Behavioral Therapy — in leading medical centers, in coaching rooms, and through years of teaching behavior change.
Throughout my career I noticed something surprising: many successful people prepared financially for retirement, but almost none had a plan for how they wanted to live.
I believe retirement should not be about the chapter that ended. It should be about a phase of life you intentionally create in which you thrive.
Healthy Habits 4 Life
Weekly conversations on behavior change, purpose, and building a life you love — hosted by Dr. Carol Perlman.
Looking for Articles, Resources, or Other Ways to Work Together?
Visit Dr. Perlman's website for more information.
Frequently Asked Questions
Questions about the program?
Email Dr. PerlmanRetirement Isn't the End of Your Story. It's the Beginning of Your Most Intentional Chapter Yet.
You spent decades building your career.
Now it's time to build the life you've been waiting to live.
Let's design it together.